A Duluth Fire Department ladder truck was responding to a report of a chimney fire in a boarding house on September 7, 1898, with the engine not too far behind. As they approached Superior Street they couldn’t avoid colliding with an oncoming street car which had slowed down but had not completely stopped. The street car collided with the ladder truck’s rear wheels which sent the truck into a telegraph pole. Fireman Finalyson was killed and three others were injured including: Fireman Arthur Twaddle, Lieutenant Dan A. Cameron, and Driver Charles Warren. Truckman Wendland was also thrown from the apparatus, but returned to duty after the accident. Fireman Arthur Twaddle died as a result of his injuries a week later.