Career firefighters: If a firefighter employed in a Virginia Retirement System position dies from work-related causes, the spouse, minor children, or parent receives 50% of the average final compensation if the beneficiary does not qualify for Social Security survivor benefits. If the beneficiary does qualify for Social Security, the retirement benefit is reduced to 33 1/3% of the average final compensation. This benefit is reduced by Workers' Compensation benefits. The beneficiary also receives a refund of contributions and interest credited to the firefighter's account.
Spouse's monthly benefits continue throughout his or her lifetime, even after remarriage. If there are minor children at the time of remarriage, they will receive the monthly benefit until age 18. If survivor is a minor child, the benefit ends at age 18.
The death benefit is paid in addition to any life insurance coverage the firefighter may have had. The life insurance provides a double indemnity for accidental death.
Contact:
Virginia Retirement System (VRS)
PO Box 2500
Richmond, VA 23218-2500
Phone: (804) 344-3190 or (888) 827-3847
Website: www.varetire.org
See VRS website for Benefit Payout Option Charts.
Volunteer firefighters: Members only. The amount the deceased firefighter contributed to the fund will be given to the beneficiary in a lump-sum payment upon death. Death benefits are payable to the spouse, or equally to the children if no spouse survives. Program not yet funded by state; member and/or members' jurisdiction may make contributions.
Contact:
Volunteer Firefighters' & Rescue Squad Workers' Service Award Program
9020 Stony Point Parkway, Suite 200
Richmond, VA 23235
Phone: (804) 267-3116
or the Department's VOLSAP representative.
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